{"id":8747,"date":"2026-02-22T08:46:38","date_gmt":"2026-02-22T05:46:38","guid":{"rendered":"https:\/\/en.pgiafs.uobaghdad.edu.iq\/?p=8747"},"modified":"2026-05-04T08:51:04","modified_gmt":"2026-05-04T05:51:04","slug":"the-post-graduate-institute-for-accounting-and-financial-studies-discusses-the-impact-of-electronic-payment-instruments-on-monetary-credit","status":"publish","type":"post","link":"https:\/\/en.pgiafs.uobaghdad.edu.iq\/?p=8747","title":{"rendered":"The Post-graduate Institute for Accounting and Financial Studies Discusses the Impact of Electronic Payment Instruments on Monetary Credit"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<h3><span style=\"font-size: 18px; color: #0000ff; font-family: Georgia, serif;\">Institute media<\/span><\/h3>\n<h3><span style=\"font-size: 17px; color: #000000; font-family: Georgia, serif;\">The Department of Financial Studies the Post-graduate Institute for Accounting and Financial Studies at the University of Baghdad discussed the research titled (The Impact of Electronic Payment Instruments on Monetary Credit \/ Applied research ) for the student Sadeq sabah owdah to obtain a higher diploma equivalent to a master\u2019s degree in banks and grants its holder All rights and privileges of a master&#8217;s degree.<\/span><\/h3>\n<h3><span style=\"font-size: 17px; color: #000000; font-family: Georgia, serif;\">This study aimed to identify and measure the role of electronic payment methods in the volume of cash credit within the Iraqi banking sector. It stemmed from the question: To what extent can electronic payment methods contribute to increasing or decreasing the volume of cash credit? The study was based on the hypothesis that there is a statistically significant positive impact between electronic payment methods and cash credit.<\/span><\/h3>\n<h3><span style=\"font-size: 17px; color: #000000; font-family: Georgia, serif;\">The study concluded that the Central Bank of Iraq has been striving to support electronic payments since 2006 due to their role in developing the financial and banking sector, keeping pace with global developments, and enhancing banks&#8217; ability to extend credit.<\/span><\/h3>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/3&#8243;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;8752&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221;] Institute media The Department of Financial Studies the Post-graduate Institute for Accounting and Financial Studies at the University &#8230; <a class=\"cz_readmore\" href=\"https:\/\/en.pgiafs.uobaghdad.edu.iq\/?p=8747\"><i class=\"fa fa-angle-left\" aria-hidden=\"true\"><\/i><span>\u0627\u0644\u0645\u0632\u064a\u062f<\/span><\/a><\/p>\n","protected":false},"author":38,"featured_media":8750,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"categories":[68,69,1],"tags":[],"class_list":["post-8747","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-discussions-2026","category-news-2026","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - 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