The Department of Financial Studies the Post-graduate Institute for Accounting and Financial Studies at the University of Baghdad discussed the research titled (The Impact of Mobile Banks on Development of Banking Service-Applied Research in a sample of an Iraqi Banks) for the student Noor Falih Hassan to obtain a higher diploma equivalent to a master’s degree in banks and grants its holder All rights and privileges of a master’s degree.
The study aimed to diagnose the growth rates of each of (cash credit, current accounts, savings accounts, net profit) during the years of research when applying mobile banks to achieve decent work and economic growth, and determine the level of the sample’s response to the application of mobile bank and the development of banking service and arrange its dimensions, in addition to explaining the effect of using the mobile bank application in developing the banking service of the studied banks .
The study concluded The study concluded that there is an impact of mobile banks in developing the banking service in the banks studied at a rate of (69.6%), as the application of the mobile bank leads to an increase in the net profits of the researched bank as a result of old customers increasing their banking operations, as well as attracting new customers to benefit from the mobile banking services.
